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How to set up business email compromise (BEC): step-by-step guide (2026)

Short answer

To set up business email compromise (BEC): Require MFA on all mailboxes and disable legacy authentication protocols; Alert on new inbox rules that forward or delete mail, a common attacker persistence step; Verify payment changes by phone using a known number, never the one in the email. Then flag external mail with display names matching internal staff.

BEC causes more financial loss than any other cybercrime category, and it frequently passes authentication because the mailbox is real.

How to implement business email compromise (BEC)#

  1. Require MFA on all mailboxes and disable legacy authentication protocols.
  2. Alert on new inbox rules that forward or delete mail, a common attacker persistence step.
  3. Verify payment changes by phone using a known number, never the one in the email.
  4. Flag external mail with display names matching internal staff.

How to verify it worked#

Send a test message to seed mailboxes at Gmail, Outlook, and Yahoo, then inspect the Authentication-Results and delivery headers. Repeat after any DNS or sending-platform change.

Common mistakes#

  • Assuming DMARC protects against BEC from a compromised real account.
  • No out-of-band verification policy for finance.

Frequently asked questions#

How is BEC different from phishing?

Phishing casts wide for credentials; BEC is targeted social engineering for money, often using a real hijacked account.

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